The Sports Underwriting Australia Platinum Liability and Platinum Liability Amateur policies are great liability insurance solutions for your clients in sports, leisure and licensed clubs.

These products have been designed with both brokers and clients in mind, utilising a comprehensive policy that incorporates General Liability, Professional Indemnity and Management Liability cover.

Part A: General Liability – Cover for Bodily Injury, Property Damage and Advertising Injury

Key Features

• Up to $20,000,000 Limit of Liability
• $500,000 Property in Your Physical or Legal Control
• $50,000 Temporary protection cover
• Defence Costs and Expenses
• New Subsidiaries
• Principals’ Indemnity
• Member-to-Member Liability for most amateur sporting risks
• Participation Liability for most amateur sporting risks

Part B: Professional Indemnity – Cover for Breach of Professional Duty

Key Features

• Up to $10,000,000 Limit of Indemnity
• Coverage for sports-based injuries
• Defence Costs and Expenses
• Dishonesty
• Automatic Reinstatement of Limit of Indemnity
• Continuous Cover
• Severability
• Extended Reporting Period

Part C: Management Liability – Cover for Directors & Officers Liability, Club or Entity Liability, Employment Practices Liability, Club or Entity Reimbursement

Key Features

• Up to $5,000,000 Limit of Indemnity
• Inquiry Costs
• Dishonesty
• Automatic Reinstatement of Limit of Indemnity
• Competition and Consumer Act and Regulations 2010
• The Australian Consumer Law and Regulations 2011
• Loss of Documents
• Advanced Defence Costs
• Fines & Penalties
• Continuous Cover
• Extended Reporting Period
• Fidelity Cover (Optional Extension)
• Pollution Defence Costs (Optional Extension)

The above features and benefits are in summary only. For full details of cover, please see the Sports Underwriting Australia Platinum Liability Policy. Terms, conditions, exclusions, and limitations apply.

The Platinum Liability Policy offers coverage typically found in three separate insurance contracts. There are significant benefits to insuring a client’s complete liability exposure—whether general, professional, or management—under a single contract with one insurer.

While clients generally recognise the importance of a liability policy and player accident cover, they often overlook the professional risks associated with running a club, association, or business. The Platinum Liability Policy is designed to make Management Liability coverage an easily accessible and affordable extension of their insurance.

• Simplify and broaden your clients’ cover
• Grow your clients’ business while effectively managing their professional indemnity exposure

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